9_9_16.

                            Rate Sheets for 9/9/16

CONFORMING 30 YR. FIXED                                                3.125%

CONFORMING 15 YR. FIXED 2.375%

CONFORMING 5/1 ARM 2.375%

STATED INCOME 5/1 ARM 4.250%

INTEREST ONLY 5/1 ARM 3.375%

HIGH BALANCE CONF. 30 YR. FIXED 3.250%

HIGH BALANCE CONF. 15 YR. FIXED 2.625%

JUMBO 30 YR. FIXED 3.375%

JUMBO 5/1 ARM 2.875%

FHA & VA 30 YR. CONF. FIXED 2.750% & 2.750%

FHA & VA 15 YR. CONF. FIXED 2.250% & 2.250%

FHA & VA 30 YR. HI BAL. CONF. FIXED 2.750% & 2.750%

DU REFI PLUS 30 YR. FIXED 3.375%

ALL IN ONE LOAN 3.774%

PRIME RATE 3.250%

1 - MONTH LIBOR 0.5077%

12 - MONTH LIBOR 1.5195%

Conforming =/< $417,000 < H.B. Conforming < $697,500 < Jumbo

RATES CHANGE DAILY, ABOVE RATES PRICED @ PAR, 30 DAY LOCKS ASSUMED