(Yours vs. Mine)

Our address has recently change. Our offices are now located at:   

Cypress Mortgage
2131 Palomar Airport Road, Suite 229
Carlsbad, California 92011

Our location is approximately 3 miles east of Interstate 5 off of Palomar Airport Road.  Loker is on the north side of Palomar Airport Rd. Because of the median, Loker is only accessible from the north side of Palomar Airport Rd.  Loker Avenue East is 1 block west of Melrose Ave.

Though it may sound cliché, practically speaking, I'm as far away as your phone. Ninety percent of my business is conducted via phone, fax and e-mail because to do otherwise is unnecessary and hugely time-consuming.  Please understand, I'm certainly not opposed to meeting clients in person and for those of you who are accustomed to doing business this way, I welcome it.   

Now, let's talk about your location and that of your property for a moment. If your property is IN

If it's OUTSIDE OF CALIFORNIA, the answer is unfortunately NO.  In the past, I've done loans for residents all over the country: Washington, Florida, Colorado, Georgia, etc.  This was done one of two ways either by working through cooperating brokers in those states or by using the corporate real estate license of the lenders in those states.  But, with the advent of the National Mortgage Licensing System (NMLS) mortgage licensing laws have changed.  As a result, our ability to conduct business through cooperating brokers has ended and we are limited to California.

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